Cryptocurrencies, Blockchain and Fintech

Expanding into Emerging Markets with Crypto Payments

Emerging markets are wrought with opportunities for commerce. Much of this is due to the fact that these countries have high growth rates and slowly expanding infrastructures. These factors act as strong incentives for foreign investment.   With its apparent attractiveness, it’s understandable that many are looking to expand into developing markets. To do so, companies need to devote time to researching and understanding how to efficiently market their …

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Say good-bye to chargebacks for good!

As COVID-19 continues to wreak havoc on the global economy, companies are struggling to adapt and overcome. Surprisingly, this stands true for online merchants. Although some of their profit margins have never been better (thanks to mass quarantining), even businesses engaged in online commerce are now starting to feel the widespread effects of the coronavirus.    Covid-19 and the rise of chargebacks   Most people assumed that with everyone stuck at home, …

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How to Start Accepting Crypto Payments in Your Business

With crypto payments gaining more traction with the average customer, online merchants are beginning to recognise the value that accepting cryptocurrencies holds for their business. Many, however, are reluctant to join the market because of its seeming complexity. To combat this, we will demonstrate just how easy accepting crypto payments can be.   In the interest of keeping it simple, we …

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Cryptocurrency Mining: A Digital Dig for Gold

After venturing back into crypto basics and going over key definitions last week, this week we will dive deeper into the cryptocurrency ecosystem and examine how cryptocurrencies are retrieved using a unique process known as crypto mining.   Digitally Digging for Gold   As we have already established, cryptocurrencies are found within networks and are stored, managed, and verified on a decentralized, public ledger known as a blockchain. For these transactions to occur, the cryptocurrencies are …

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coins or tokens? everything you need to know about crypto-assets out there - pumapay.io

Coins or Tokens? Everything you need to know about crypto-assets out there

Starting in 2009, the “crypto-asset phenomenon” has taken the digital technology and financial world by storm. Yet, there is still much left to be desired in terms of its adoption by the masses.  Much of this can be attributed to the lack of education and resources available to aid the average user in effectively understanding and utilizing the opportunities that cryptocurrency offers.     To …

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Fact or Fiction? Blockchain & Crypto Edition

Blockchain is still a relatively new concept for the mainstream population, and with its recent popularity comes a number of common misconceptions. Well, we’re here to debunk a few of these blockchain and cryptocurrency myths!  “Blockchain is Bitcoin”  Even though the concept of blockchain technology has been around for quite a while, it truly came into the picture when cryptocurrencies, …

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Gain Financial Freedom with Crypto

Traditional banking has seen challenges to its autonomy over the world’s finances with the increased adoption of cryptocurrencies over the past few years.   Cryptocurrencies were developed to exist on a decentralized, peer-to-peer system, empowering its users to complete payments without a middleman. It’s this lack of central authority that has caused conflicts between governments and crypto, but why?  …

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Cryptocurrency vs Fiat Money

Cryptocurrencies have very similar characteristics to traditional fiat money, but with the exception of quite a few impressive benefits.  It should be noted that both cryptocurrencies and fiat money are essentially used for the same purpose, to act as a store of value and facilitate payments. But before we get into the details on their differences, make …

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3 Steps to Mainstream Crypto Adoption

The global cryptocurrency market now comprises of  over 250 billion dollars, but crypto adoption still hasn’t reached its full potential. So, what steps do we need to take to bring cryptocurrencies into the mainstream?  1. Eliminate Volatility  Cryptocurrency volatility  is one of the top concerns challenging mass adoption today. While this is the selling point …

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COVID-19 cryptocurrency - pumapay.io

COVID-19 and the Changing Crypto Landscape

With the current COVID-19 pandemic, the world is now searching for alternatives to physical cash. So, it’s not surprising that we are seeing shifts in the crypto industry to accommodate these new demands. But is this enough to convince the world of mainstream cryptocurrency adoption?  Let’s take a look at some of the top trends we may …

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